St. Thomas · Elgin County, Ontario
What heat pump rebates can St. Thomas homeowners still claim?
As of July 2026, St. Thomashomeowners can claim up to $7,500 for a qualifying cold-climate air-source heat pump (up to $12,000 for ground-source) through Ontario's Home Renovation Savings Program, plus up to $10,000 from the federal Oil to Heat Pump Affordability program if the home heats with oil — OHPA applications close July 31, 2026. Both figures verified against the official program pages.
Home Renovation Savings Program (Ontario)
Ontario's Home Renovation Savings Program pays up to $7,500 toward a qualifying cold-climate air-source heat pump, and up to $12,000 for a ground-source (geothermal) system. Equipment must be NRCan-qualified; no home energy assessment is required.
Worth $7,500–$12,000
Verified 2026-07-15 against the official program page.
Oil to Heat Pump Affordability Program (Federal)
Households currently heating with oil may qualify for up to $10,000 in federal support toward switching to a heat pump. Ontario is a participating province. Key conditions: the home must be oil-heated (roughly 500 L or more per year), grid-connected, and household income at or below the regional median. Applications close July 31, 2026.
Worth $10,000–$10,000
Verified 2026-07-15 against the official program page.
How to actually apply
Ontario Home Renovation Savings (heat pump stream)
- Complete the short eligibility form on the program site (homerenovationsavings.ca → heat pumps).
- Choose a participating contractor from the program directory. Contractor registrations are currently paused — you must pick one already enrolled.
- Your contractor submits a pre-installation application. Approval is mandatory before any work begins — installing first disqualifies the rebate.
- Install (equipment must be on NRCan's qualified products list).
- Contractor files the post-installation application; your cheque arrives within 60 days of approval.
No home energy assessment is required for the heat-pump stream. Note: natural-gas-heated (Enbridge) homes qualify for smaller amounts — up to $2,000 air-source / $3,000 ground-source.
Federal Oil to Heat Pump Affordability (OHPA)
- Check all four gates: you own the home, it's heated with oil, household income is at or below the provincial median (after tax), and the home is on the electrical grid.
- Gather documents before starting: proof of ownership, proof of oil heating and consumption, proof of household income, and a contractor quote.
- Apply online at the Canada Greener Homes portal (greenerhomes-maisonecologiques.nrcan-rncan.gc.ca).
- On approval you receive an upfront cheque — in most cases before you pay for the work. Combinable with the Ontario rebate above.
Deadlines: apply by July 31, 2026; upload documents by January 31, 2027. Funding is delivered province-by-province and is running out — Nova Scotia closed to new applicants on July 2, 2026. If you heat with oil, apply now.
Reviewed by John Moelker
Founder, CompareLocal.ca · Oxford County, Ontario · Updated July 2026 · How we choose
Wondering who installs heat pumps well here? See our St. Thomas heat pump comparison →